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How People Are Using AI For Investment Optimization

In 2025, investors use Perplexity Finance for transcripts and screening, and trial agent-run trading with Grok or ChatGPT. Professionals prompt agents for investment-banking tasks and diligence—solo GPs feed deal docs to generate base/bear/bull cases—while retail users request allocation advice and stock screens in Perplexity, and xAI’s Kalshi partnership brings agents into prediction markets.

🤖 ai summary based on 16 tweets

Stories from AI users. WhatsNextForAI curates public sources. No product affiliations. Opinions are the authors.

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I have to say for $20 a month ChatGPT Pro is the best investment you can probably make While the other AI tools are good, and each has its own unique benefits where one is better than the other, the Voice assistant on ChatGPT is worth it by itself in my opinion I open it and talk to it all the time, ask questions while I’m driving, get lessons on things, and it’s all conversational just like I’m talking to the smartest person in the world that I have next to me at all times When you think about it, it’s incredible. You literally have the world’s leading experts on everything that you can talk to at any time, and it remembers So when you talk about something, it already has a frame of reference. Simple Example, if I say, what’s the weather like today, it may say beautiful, a great day to take the convertible out. Because it knows I have a convertible. This is the most simple form, but what happens when I start asking it about certain foods, should I eat this? Let’s say it knows my blood work, and it knows what vitamins I am on. You see where I’m going with this, now I have the lead nutritionist with me. We literally have the world’s best coach on everything in our pocket. That’s why wearing this around your neck probably wouldn’t be the worst thing because it’s going to pick up everything synthesize it, and give you the best output based on what it knows. I forget a lot of things because I’m doing so many things at once, but you know who doesn’t forget? My AI assistant, they remember everything, and if I forget, they might just remind me. Pretty helpful. This is particularly helpful when you are getting bad advice…guess what that does happen, and the AI assistant can tell you, maybe at a later time, that you might not want to trust that advice…Or maybe what that sales person told you for example How about walking into the car dealership with your ChatGPT Pro opened, you tell ChatGPT it is the leading car sales person, and negotiator in the world, and it knows every car’s book value and current price and what the profit margins are, now I am going into a car dealership and I want you to listen to everything and stay quiet until I talk to you , then let the AI listen, then at the end of the sales person’s pitch, you let the AI go back and negotiate for you This is not just the future, this is right now. For $20 a month, I love it

Just the tip of the iceberg here with @PerplexityComet. I have it analyzing charts, calculating permutations, and plan trade setups live as stocks move. a game changer for new traders and a tool to enhance skilled traders. Will be trying out the browser for more trading use cases so if you have any ideas let me know!

Elon just dropped Grok 4 overnight. Early testing shows it blowing away most other models. So this morning, I ran it through a test of my own… When Grok 3 came out in February, I asked it 3 real-life questions to gauge how good the model is. These are actual questions I needed the answer to, which is harder to game than an AI benchmark. So today, I posed the same 3 questions to Grok 4. Let’s see how it does! 1) Grok as Investment Analyst. When I was testing Grok 3 in February, I was planning on making some changes to my investment portfolio. I’ve since made those changes. But could I do even better? Let’s ask Grok 4. Here’s the prompt I used: “Assume I have a portfolio of index funds. My goal with this portfolio is long term growth. How should I allocate this portfolio across different types of index funds? Consider options like US index funds, foreign stock index funds, etc. I am 39 years old, so my time horizon is long. My risk tolerance is high. What would be the best allocation, given all this information? Use the best research you can find to support your answer.” Grok gave a great answer here. It recommends a 90/10 stock/bond split. It also mentions that some sources advise 100% in equities for people like me. Within the stock portfolio, Grok suggests a 60/40 split between US and foreign stock funds. It also gives recommendations from a range of sources, which suggest anywhere from 20-40% in foreign funds. This aligns pretty well with my current allocation, which is 100% stocks and 66/34 between US/foreign. So, I won’t be changing anything for now. Grok 4 did a great job, but it wasn’t much different from Grok 3’s response. It also let one unreliable source slip in: a random Reddit thread. Overall, Grok 4 was good but didn’t blow me away in this first round. I’ll give it a B+. 2) Grok as VC Scout. Birth rates in America and much of the world are below replacement levels. I think that ways to increase fertility is one of the best bets in startupland today. So, can Grok 4 help me find some great startups working on this problem? Let’s find out… Here’s my prompt: “What are the most interesting startups at pre-seed stage working on solutions to increase fertility? Consider startups to lower costs and improve effectiveness of IVF, and also startups to improve egg health for older women, among other possible ways to boost fertility. Please only show me startups that have raised $750,000 or less in funding.” Grok gave me a lovely table with some very interesting companies in it. It included all the info I needed, like amount raised and a brief overview of the startup. Grok 4 did a way better job than Grok 3 on this task. Grok 3 often pulled in startups that were way too late stage for me. Grok 4 accurately found the amounts each company has raised, excluding ones that have raised too much. I’m giving Grok 4 an A on this round! 3) Make My Meetings Better. I’ve got 3 founder meetings coming up this afternoon. How can I do the best possible job on them? Here’s my prompt to Grok 4: “As an angel investor, I meet with a lot of startup founders. I want to do the best job I can in those meetings. What are some tips to perform better, be more helpful, and learn more about the startups I meet with?” Grok 4 gave some fantastic advice here, including some sample questions. It also addressed other important aspects of angel investing, like diversification. Grok 3’s response to this question was good, but more limited to the meeting itself. Grok 4 went further. I’m giving Grok 4 an A+ here! Wrap-Up Overall, Grok 4 was very impressive and a significant step up from Grok 3. I’m giving this new model an A-. If Grok could improve sourcing a bit, I’d bump it up to an A. Grok 4 is the best model I’ve used so far. I recommend trying it yourself. It’s available via subscription for $30/month or $300/year. There’s also Grok 4 Heavy, designed for very complex science and research questions, at $300/month or $3000/year. I haven’t tried that one yet, but I’m tempted… Grok 4 is also available via API. If you’re a founder, consider building Grok 4 into your product. I’m excited to see how OpenAI, Google and others respond!

AI can now be your investment analyst - Pull historical price data from @coingecko to o3 - Have o3 look through @CryptoRank_io for token unlock information. - Feed it revenue & TVL information off @DefiLlama - Tell it to look through the project @Dune dashboard - Show charts with @tradingview - Have it go through tokenomics documentation - Tell it provide investment analysis on whether they think this is undervalued. - Ask questions like "Is this good value right now? If not what are good entry zones?" - You can also ask it to calculate fair value, bargain zones, and more. - Set price alerts with @GeckoTerminal

What a time to be a Solo GP. Fed o3 a bunch of docs on a verycomplex business, had it do a whole bunch of double-checking against public sources on BOM, competitors, etc., and then bear-base-bull & recommendation on whether I should double down before the B + much more. https://t.co/ZKNU0eb97D

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